Start Up Loan Business Plan Writing
A Start Up Loan business plan has one job: show the lender you can afford the repayments. The government-backed scheme offers loans of up to £25,000 per founder at a fixed rate, but only if your plan and cash flow forecast hold together.
- Fixed prices, agreed upfront
- Delivered in 7 working days, or 3 with express
- Editable Excel model available
- Free corrections
- ✓ Fixed prices from £150
- ✓ Delivery in 7 working days, express in 3
- ✓ Editable Excel model available
- ✓ Free corrections
- ✓ 24/7 support by email and WhatsApp
What the Start Up Loans scheme asks for
Applications go through a delivery partner who reviews your plan, your cash flow forecast and your personal survival budget. They want to see that you understand your market, that sales will cover costs, and that you can live while the business grows.
Delivery partners see a lot of plans. Clear, honest numbers win over big promises every time.
What goes into your start up loan business plan
- A short, plain business plan in the scheme’s format
- A 12-month cash flow forecast
- A personal survival budget
- Realistic sales assumptions with reasons
- Start-up costs and what the loan pays for
- Repayment schedule that fits your cash flow
How we write your start up loan business plan
We use your real prices, costs and personal budget. If something doesn’t add up, we tell you before the lender does. Then we write the plan in the structure delivery partners expect, so they can check it quickly.
We recommend our Essential package at £150. If you are also pitching to a bank or an investor, Standard gives you three years of forecasts to reuse.
Official guidance: Start Up Loans.
Prices for a start up loan business plan
Essential
£150 one-off
Recommended for Start Up Loan applications and early-stage ideas.
- Around 15 pages
- 1 year of financial projections
- Market research with 5+ sources
- Summary marketing plan
- Word and PDF files
Standard
£300 one-off
Recommended for bank loans, grants and small investors.
- Around 30 pages
- 3 year financial projections
- Full marketing plan
- Competitor analysis
- 10+ referenced sources
- Word and PDF files
Extensive
£500 one-off
Recommended for larger loans and angel investors.
- 40 to 50 pages
- 3 to 5 year projections plus ratios
- Editable Excel financial model
- One-page executive summary
- 20+ referenced sources
- Word and PDF files
Visa & Investor
£1,200 one-off
Recommended for Innovator Founder visas and funding rounds.
- 50 to 60 pages
- 5 year projections with best, base and worst cases
- Editable Excel financial model
- PowerPoint pitch deck (10 to 12 slides)
- One-page executive summary
- 30+ referenced sources
- Innovation, viability and scalability evidence
Every package is delivered in 7 working days, or 3 with express delivery (+50%). We fix anything that misses your original brief for free, and support is 24/7. The recommendations are only a guide: you can choose any package for any purpose.
Extras, at checkout or on their own: Pitch deck £150 · Excel financial model £150 · Executive summary £60 · Plan review £75 · All extras
How it works
Tell us the goal
Send a few lines about your business and who will read the plan. A bank? An endorsing body? An angel investor? That answer shapes everything.
We research and write
Your writer studies your market, competitors and costs, then drafts the plan and builds the forecasts in Excel.
You review it
Read the draft and tell us if anything misses your original brief. We fix that free. New requirements can be quoted separately.
Submit with confidence
You get the final plan in Word and PDF, ready to send to your lender, investor or visa panel.
Guides on this topic
Browse our in-depth guides. Each one covers a specific sector, place or funding route.
Start Up Loan Business Plan FAQs
How much can I borrow?
The scheme lends up to £25,000 per founder, with up to £100,000 per business for teams. Check the latest terms on the Start Up Loans website.
Is £150 enough for a Start Up Loan plan?
For most applications, yes. Essential covers the plan and a 12-month cash flow forecast.
Will you include the personal survival budget?
Yes. Send us your monthly outgoings and we build it in.
See all our business plan writing services, or find business plan writers near you.
Need a start up loan business plan?
Tell us about your business and your deadline. We’ll reply with a fixed price.
Get a free quoteWhatsAppCompare prices