Bank and lender plans · from £150

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Bank Loan Business Plan Writing

A bank loan business plan is read by a credit team that cares about one question above all: will this loan be repaid? We write plans that answer it on the first page, then back it up with forecasts that hold together.

Fixed prices, agreed upfront
Delivered in 7 working days, or 3 with express
Editable Excel model available
Free corrections

Get a free quote See prices

✓ Fixed prices from £150
✓ Delivery in 7 working days, express in 3
✓ Editable Excel model available
✓ Free corrections
✓ 24/7 support by email and WhatsApp

What lenders check in a bank loan business plan

Banks look at repayment cover, security, trading history and the experience of the people running the business. They also stress-test your forecasts. What happens if sales come in 20 percent lower? A good plan shows you have thought about it.

Asset finance providers, invoice finance firms and alternative lenders read plans in a similar way, with their own twists.

What goes into your bank loan business plan

A clear summary of the loan amount, term and purpose
Historic accounts summary, if trading
Monthly cash flow forecast for at least 12 months
Debt service cover and key ratios
Security and personal guarantees explained
Risks and how you will manage them
Sensitivity analysis on sales and costs

How we write your bank loan business plan

We build the forecasts first, because that is where lenders start. Then we write the plan around them, keeping the language plain and the structure familiar to credit teams.

For larger loans, refinancing or property finance, our Extensive package adds 3 to 5 year forecasts and ratio analysis.

Official guidance: British Business Bank finance hub.

Reviewing a bank loan business plan with a client

Prices for a bank loan business plan

For Start Up Loans

Essential

£150 one-off

Recommended for Start Up Loan applications and early-stage ideas.

Around 15 pages
1 year of financial projections
Market research with 5+ sources
Summary marketing plan
Word and PDF files

Choose Essential

For bank loans and grants

Standard

£300 one-off

Recommended for bank loans, grants and small investors.

Around 30 pages
3 year financial projections
Full marketing plan
Competitor analysis
10+ referenced sources
Word and PDF files

Choose Standard

For larger loans and angels

Extensive

£500 one-off

Recommended for larger loans and angel investors.

40 to 50 pages
3 to 5 year projections plus ratios
Editable Excel financial model
One-page executive summary
20+ referenced sources
Word and PDF files

Choose Extensive

For visas and investor rounds

Visa & Investor

£1,200 one-off

Recommended for Innovator Founder visas and funding rounds.

50 to 60 pages
5 year projections with best, base and worst cases
Editable Excel financial model
PowerPoint pitch deck (10 to 12 slides)
One-page executive summary
30+ referenced sources
Innovation, viability and scalability evidence

Choose Visa & Investor

Every package is delivered in 7 working days, or 3 with express delivery (+50%). We fix anything that misses your original brief for free, and support is 24/7. The recommendations are only a guide: you can choose any package for any purpose.

Extras, at checkout or on their own: Pitch deck £150 · Excel financial model £150 · Executive summary £60 · Plan review £75 · All extras

How it works

Tell us the goal

Send a few lines about your business and who will read the plan. A bank? An endorsing body? An angel investor? That answer shapes everything.

We research and write

Your writer studies your market, competitors and costs, then drafts the plan and builds the forecasts in Excel.

You review it

Read the draft and tell us if anything misses your original brief. We fix that free. New requirements can be quoted separately.

Submit with confidence

You get the final plan in Word and PDF, ready to send to your lender, investor or visa panel.

Guides on this topic

Browse our in-depth guides. Each one covers a specific sector, place or funding route.

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B (224)

C (6)

D (2)

E (2)

F (12)

G (4)

H (9)

I (3)

L (17)

M (3)

P (12)

R (7)

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U (2)

V (1)

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W (2)

Bank Loan Business Plan FAQs

Which banks do your plans work for?

All of them. We follow the structure UK high street banks, challenger banks and alternative lenders expect. If your bank has a template, send it over.

Can you include a sensitivity analysis?

Yes. Standard and Extensive plans can show what happens if sales fall or costs rise.

I am already trading. Do you need my accounts?

Yes, please send recent accounts or management figures. They make the forecasts far more convincing.

See all our business plan writing services, or find business plan writers near you.

Need a bank loan business plan?

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